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    Ranked #1 in Service, Speed, and Terms by over 1200 investors (opens in new tab)

    Hard Money, Fix & Flip, DSCR & Commercial Loans for Investors

    Fix and flip, DSCR, bridge, and construction — plus commercial, gap, seconds, and portfolio. Pick your deal below. Close in as little as 5 days, terms built around the file, not your W-2.

    Get terms — 30 seconds Call (833) 264-7776
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    What's the deal you're working on?

    Most common scenarios below — 30-second form, no credit pull. Terms back in hours, not weeks.

    Fund my fix & flip or fix & hold

    Most investors start here

    Finance purchase + rehab. Up to 100% on qualifying deals.

    ~30 secondsNo min FICONo credit check options

    Cash out or refinance a deal

    Any asset type — DSCR & bridge. Pull equity or improve terms. Mid-construction OK.

    ~30 seconds500 min FICONo seasoning options

    Finance a ground-up build

    Residential or commercial vertical. Up to 100% LTC on qualified deals.

    ~30 secondsUp to 100% LTC

    Buy a property or bridge a close

    Rental, CRE, or a time-sensitive contract. DSCR & bridge options.

    ~30 secondsNo min FICO optionsUp to 90% bridge

    Also fund

    Track Record

    Recent Transactions

    Real deals funded for investors who needed speed, leverage, and a lender that understands the numbers.

    Fix and Flip in Washington DC (Heavy Reno)

    The borrower received 95% funding on this deal while only bringing 5% to the table. All loan fees were due on payoff, not at closing — maximizing cash on hand for a large project.

    Get fix and flip terms for a heavy rehab

    Heavy Rehab on Small Purchase

    A triplex in Ohio purchased for $50,000 with $155,000 in rehab. We funded 90% of the total deal and allowed gap funding for the down payment and closing costs.

    Get terms on a small purchase plus rehab

    DSCR Cash Out Refinance in Gary, IN

    Repeat borrower finished rehab in under 2 months and used our no-seasoning cash-out refi at 75% LTV — extracting all cash and moving on to the next project.

    Get cash-out refinance terms

    Quick Close in Fayetteville

    100% financing for a repeat investor despite a 600 credit score. Closed on a $160k deal with just $3,000 out of pocket on a 6-month term.

    Get terms on a fast close flip

    Get terms — 30 seconds

    Funded deals

    What investors say about working with us

    “I had $3,000 liquid and a 600 score — Jaken Finance Group still closed 100% on a deal that made sense on the numbers.”

    Fayetteville, North CarolinaFix and flip — 100% LTC Read the case study →

    “Bridgeport basis let us recycle capital in under eight months — RLTO on the upstairs tenant was modeled before we offered, not after we closed.”

    Bridgeport, Chicago, IllinoisHard money bridge → DSCR no-seasoning refi Read the case study →

    “Violation clearance ate six weeks — hard money draws tied to DOB sign-offs kept the GC honest when the first sub walked off site.”

    Englewood, Chicago, IllinoisHard money bridge → DSCR hold Read the case study →

    “No RLTO, no six-month wait — we pulled capital back 52 days after the tenant signed and had dry powder for a Will County duplex before Q3 ended.”

    Naperville, Illinois (Will County)Hard money bridge → DSCR no-seasoning cash-out Read the case study →

    “We had done three Gary deals with Jaken Finance Group — this refi pulled equity before the 12-month bank clock without selling.”

    Gary, IndianaDSCR cash-out refinance — no seasoning Read the case study →

    “Speed won the estate listing — proof of funds on Day 2 beat two conventional offers still in underwriting.”

    Fountain Square, Indianapolis, INHard money BRRRR → DSCR refi Read the case study →

    Ready for terms on your deal?

    Get terms — 30 seconds

    Loan Products

    Financing built for real estate investors

    Asset-based lending with flexible terms, fast closings, and leverage that keeps your capital working.

    Fix & Flip Loans

    Up to 95% financing with deferred payments for experienced investors.

    Get fix & flip terms

    Bridge Loans

    Close fast with short-term capital while you secure permanent financing.

    Get bridge terms

    New Construction Loans

    Ground-up builds funded on experience, project scope, and exit strategy.

    Get construction terms

    DSCR Rental Loans

    Cash-out refi and long-term hold options for income-producing properties.

    Get DSCR terms

    Commercial Real Estate

    Hotels, MHPs, RV parks, multifamily, and income-producing CRE — bridge and DSCR.

    Get commercial terms

    Second Position DSCR Cash-Out

    Keep your first mortgage and pull equity at up to 80% combined LTV on cash-flowing rentals.

    Get second-position terms

    Cash-Out Refinance

    Pull equity from stabilized or mid-rehab rentals with flexible seasoning.

    Get cash-out terms

    Gap Lending

    Second-lien capital to cover down payment, closing costs, or rehab shortfalls.

    Get gap terms

    Unsecured Term Loans

    Business-purpose capital $50K–$500K in 3–10 days — no real estate collateral. MCA payoff, buyouts, restaurants, CRE equity.

    Get unsecured terms

    Portfolio Refinance

    Refinance multiple investment properties in one transaction.

    Get portfolio terms

    Looking for a specific scenario? Pick your deal type — 30 seconds

    Compare lenders

    Hard Money Lender Comparisons

    Honest head-to-head and alternatives guides — competitor strengths acknowledged, methodology disclosed.

    View all lender comparisons →

    Ready to send a file? Get terms — 30 seconds

    Ready to fund your next deal?

    Pick your deal type — 30-second form, no credit pull to start. Or call a lending specialist.

    Get terms — 30 seconds Call (833) 264-7776

    Or call (833) 264-7776