Name: Jaken Finance Group
Address: 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60196, US
Telephone: (833) 264-7776
Price range: $$

Most Common Scenarios

Most investors start with one of these four.

Fund my fix & flip or fix & hold

Most investors start here

Finance purchase + rehab. Up to 100% on qualifying deals.

Up to 100% financing. No minimum FICO. No minimum loan amounts. No credit check options available.

~30 secondsNo min FICONo credit check options

Cash out or refinance a deal

Any asset type — DSCR & bridge. Pull equity or improve terms. Mid-construction OK.

Up to 85% refinance, 80% cash-out, no seasoning options, and 500 minimum FICO. Mid-construction and value-add refinance OK.

~30 seconds500 min FICONo seasoning options

Finance a ground-up build

Residential or commercial vertical. Up to 100% LTC on qualified deals.

Up to 100% LTC for qualified deals and borrowers. No minimum credit in some markets.

~30 secondsUp to 100% LTC

Buy a property or bridge a close

Rental, CRE, or a time-sensitive contract. DSCR & bridge options.

Up to 85% purchase DSCR, no minimum FICO options, and up to 90% purchase bridge loans.

~30 secondsNo min FICO optionsUp to 90% bridge

Commercial Real Estate Financing

We finance hotels, RV parks, mobile home parks, campgrounds, resorts, large multifamily, and other income-producing commercial assets nationwide. Bridge, DSCR, and C-PACE programs available.

Commercial Financing

Hotels, RV parks, mobile home parks, campgrounds, resorts, large multifamily & more.

Submit a commercial acquisition, refinance, or value-add file. Bridge and DSCR on hospitality, outdoor hospitality, and institutional-scale multifamily.

~30 seconds

Cash-Flow Equity Financing

Unlock $200K–$3M from stabilized portfolios — multifamily, hospitality, AL, CRE, SFR.

Entity-level advance against trailing cash flow. No new property liens. Monthly terms, ~7-day close after diligence.

Portfolio liquidityProgram guide

C-PACE Financing

Commercial Property Assessed Clean Energy — energy upgrades, retrofits, and resiliency.

Finance eligible energy efficiency, renewable energy, water conservation, and seismic resiliency improvements on commercial property through C-PACE assessment financing.

Program guide

C-PACE Financing Request

Submit a C-PACE scenario for review.

~30 seconds

Financing Fell Through — Second Look

Hard money declined, lender backed out, or DSCR denied before closing? Submit the deal for a rescue review — upload original terms if you have them.

Second Look — Save the Deal

Original financing fell through or lender backed out.

Rescue review for fix-and-flip, bridge, DSCR, and wholesale end-buyer files.

Rescue reviewUpload original terms

Hard money maturing / balloon due

Existing loan payoff — extension vs refinance vs foreclosure bailout.

Take out another lender’s balloon or extend a short-term note on investment property.

Payoff rescue7–10 day closes

Second-Position & Gap Financing

Gap Lending is a 2nd lien on value-add or stabilized projects. Second Position DSCR is cash-out behind a first you want to keep — up to 80% combined LTV on cash-flow rentals. Down Payment Funding provides personal capital for investor equity.

Gap Lending

2nd lien on value-add or stabilized projects.

2nd Position Financing for Value Add or Stabilized Projects.

~30 seconds

Second Position DSCR

2nd lien cash-out for cash-flow rentals — up to 80% CLTV.

Keep your first mortgage. $125K–$1M second, 640 FICO, combined DSCR > 1.0.

~30 seconds

Down Payment Funding

Personal capital for investor equity ($50K–$500K).

~30 seconds

Unsecured Business Term Loans

Business-purpose capital from $50,000–$500,000 in 3–10 business days. No real estate pledged. 3, 5, or 7 years at approx. 6%–18%, quoted per file. Jaken Finance Group originates the property loan; pre-qualification is a Preferred Funding Group referral.

Unsecured Term Loans

$50K–$500K, no collateral, 3–10 day funding.

Working capital, MCA payoff, buyouts, restaurants, and CRE equity gaps.

3–10 days$50K–$500K

Refinance a Merchant Cash Advance

Replace daily drafts with a monthly installment.

MCA payoff

Acquisition & Partner Buyout

Fund a membership-interest purchase when 7(a) will not wait.

Buyouts

Restaurant Working Capital

Buildout, payroll, and MCA payoff for food and beverage.

Restaurants

Startup Working Capital

Personal credit and income — not an idea-stage blank check.

Startups

Cannabis Operating Capital

State-legal ops cash. Property stays on the cannabis bridge.

Cannabis ops

Unsecured vs Equipment Financing

UCC equipment 6%–14% vs unsecured when there is no serial number.

Equipment

Cross-Border Operators

Quoted per file. U.S. rentals still use foreign national or ITIN DSCR.

Cross-border

DSCR Down Payment Funding

Personal equity on a rental — model rent vs both payments.

DSCR equity

Fix-and-Flip Down Payment Funding

LTC gap or rehab-draw advance — test profit after both notes.

Flip equity

Commercial Down Payment Funding

20–35% CRE equity slice — NOI vs the unsecured installment.

CRE equity

Airbnb Furniture Financing

STR FF&E note — nights must cover the mortgage and the sofas.

STR FF&E

Short-Term Working Capital

Secured operating-company credit from $250,000–$15 million in 1–12 months. AR, inventory, PO, and acquisition bridge — arranged by Jaken Finance Group. Capital sources are not named on the site. Submit on the commercial financing form.

Short-Term Working Capital

$250K–$15M, 1–12 months, secured.

Hub for inventory, PO, AR, and acquisition bridge.

3–10 daysOperating company

Inventory Financing

Bulk buys, seasonal stock, supplier prepays.

Inventory

Purchase Order Financing

Pay supplier on a confirmed customer PO.

Accounts Receivable Financing

Advance against outstanding B2B invoices.

Business Acquisition Bridge

Close a company purchase before 7(a) lands.

M&A bridge

Working Capital vs SBA

Speed, size, and bridge-then-SBA playbook.

Compare

Investment Calculators Run numbers first, then submit your deal above.

Investment Calculators

Run numbers first, then submit your deal above.

All Jaken Finance Group Calculators (on-site)

DSCR, fix and flip, multi-family, commercial, subject-to — free with email-gated proformas.

DSCR Calculator

Model NOI vs debt service for rental refi.

DSCR Loan Comparison Calculator

Compare two or more DSCR quotes — rate, points, LTV, and cash in or proceeds.

Minimum Rent for DSCR Calculator

Gross rent needed at 0.75x, 1.00x, and 1.25x DSCR for a given loan.

DSCR Loan Payment Calculator

Monthly P&I or IO, PITIA, and DSCR from loan terms and rent.

DSCR Cash-Out Calculator

Net refinance proceeds after payoff, points, and closing costs.

DSCR Reserves Calculator

Liquid reserves required — months of PITIA per financed door.

DSCR Prepayment Penalty Calculator

Step-down or flat prepay charge if you pay off early.

Second Position DSCR Calculator

Combined LTV, total PITIA, and max cash-out behind your first.

Unsecured Term Loan Calculator

Monthly P&I vs merchant cash advance cost on $50K–$500K.

DSCR Down Payment Calculator

Property DSCR plus cash left after the unsecured equity note.

Flip Down Payment & Draw Calculator

Hard-money LTC, rehab-draw advance, and profit after both payoffs.

Commercial Down Payment Calculator

Required equity, NOI, term-sheet rate, and the unsecured installment.

Airbnb Furniture Financing Calculator

STR nights vs the DSCR mortgage plus the FF&E note.

Fix and Flip Calculator

Estimate net profit including hard money carry.

70% Rule / MAO Calculator

Maximum allowable offer from ARV, rehab, profit, and costs.

Multi-Family Calculator

2–4 unit NOI, DSCR, and per-door cash flow.

Commercial Property Calculator

NOI, cap rate, and DSCR on CRE.

Subject-To Deal Analyzer

Model existing loan carry vs rental cash flow.

Gap Funding Calculator

See whether gap funding or your own cash makes more sense on a deal.

Airbnb Profitability Calculator

Model short-term rental income and profitability on a property.

Mobile Home Park Profit Calculator

Analyze mobile home park income and deal profitability.

Fix and Flip Analyzer

Analyze fix and flip deals instantly

Enhanced Fix and Flip Analyzer

Advanced analysis tools for fix and flip investments

DSCR Rental Property Analyzer

Calculate debt service coverage ratio

Subject-To Transaction Analyzer

Evaluate subject-to deals

Rental Property Calculator

Analyze single-family rental returns

Multi-family Calculator

Evaluate multi-family investment properties

Return to loan options ↑

Other Funding Options

Transactional Funding

Short-Term Bridge Financing

~30 seconds

EMD Funding Request

Earnest Money Deposit

~30 seconds

Portfolio Refinance

Multi-property refinancing guide — blanket DSCR and consolidation.

Program guide

Portfolio Refinance Request

Multi-property refinance scenario

~30 seconds

Equipment Loans / Financing

Business and equipment financing

Request Callback

Speak with a Lending Specialist

~30 seconds

Specialized Programs

Become a Broker

Partnership Opportunities

David Allen Capital

Business Funding Partner

Resources

AI Lending Resources

Technology Solutions

YouTube Channel

Educational Content

BiggerPockets Guide

Industry Insights

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